Yes, you can generally pay for your car insurance with a credit card, and by doing so, you can get certain benefits, such as cash refunds or other credit card benefits. Due to the prevalence of insurance applications and e-commerce, paying for insurance with a credit card is common. However, it may come with some risks, depending on your situation. Progressive offers online quote and purchase options, as well as an easy-to-use online portal, which helps its customers have an easier experience when obtaining insurance.
Even if you decide to make monthly payments, you can set up automatic payment so that your car insurance premium is automatically charged to your credit card every month. If you lend your car to someone and that person causes an accident, Progressive may cover some of the damages they are responsible for. Many insurance companies offer a discount on car insurance by paying for the entire policy in advance or through an automatic payment, and using a credit card might allow you to do so. The only major auto insurance company that accepts PayPal is Progressive, according to MoneyGeek research.
The accident forgiveness benefit becomes more generous and protective the longer you remain insured by Progressive. According to the Progressive auto insurance study, it ranked fifth in overall customer satisfaction in California, eighth in the Central region and Florida, fourth in New England and the Southwest region, tenth in New York, seventh in the Mid-North, Mid-Atlantic and Northwest regions, 14th in the Southeast region and third in Texas. According to the National Association of Insurance Commissioners (NAIC), Progressive has above average customer complaints. However, the vehicle must be regularly parked at your residence overnight for Progressive to insure it in your policy.
In addition, some credit cards offer cash refunds or other rewards, so using a credit card to pay for car insurance may benefit you later, as long as you make your monthly payments on time. In addition, if your policy includes car rental reimbursement and your car is damaged in a covered accident, Progressive will pay the rent (up to a specified limit and term) while your own car is repaired. Progressive is a great option if you're looking for an auto insurance provider that makes it easy to apply for and obtain insurance online. Progressive ranked 14th in average annual premium and eleventh in average annual premium out of the 25 auto insurance companies that ranked from lowest to highest price.
During your progressive quote, you won't be able to select car insurance coverages that don't apply to you.