This covers your medical bills in the event of an accident in the rental car. As long as you have personal injury protection coverage or medical payments in your auto policy and reliable health insurance, you may not need this coverage. Yes, Geico offers car rental insurance. If you already have a personal car policy with Geico that includes liability, comprehensive and collision coverage, this insurance will likely be extended to cover your rental car.
If you only have liability insurance with Geico, physical damage to the rental vehicle will not be covered. Generally, your health insurance will cover injuries that result from a car accident, and home or renters policies cover items stolen from a car. Full coverage offers you financial protection if you have an accident, if your car is vandalized, if it is damaged by hail or other inclement weather, and much more. The table below shows the average rates for auto insurance with full coverage and liability coverage in each state, along with the Geico rates.
But this is also the case with many other auto insurance providers, and it shouldn't be the only reason you choose Geico as your auto insurance provider. Then, you get a clipboard with an intimidating car rental contract full of confusing insurance options. Geico confirmed that they don't cover cars rented through Turo, at least with respect to my California policy. Geico doesn't offer discounts on rental cars, but you can get a rental refund with Geico, which could help you save money on renting a car if you ever need to rent it while your vehicle is being repaired.
The first step is to review your car insurance policy or contact your provider to see what type of rental vehicle coverage is already included in your personal auto insurance policy. With Geico, rental cars are covered by the company's rental reimbursement program, but this coverage only helps if you need a rental car because yours requires repairs. I've heard that there are certain types of insurance that I can afford to refuse when I need to rent a car. The good news is that the insurance you carry on your vehicle should also automatically cover any rental car.
It seems like I need to review car insurance policies and see which one would best complement rental car insurance. Regardless of which company you choose for your rental car, it's clear that rental car insurance rates are much higher than standard insurance rates for the same coverage. However, the place where you rent the car will most likely have insurance for your belongings. While it doesn't offer any car insurance specific to rental vehicles, Geico does offer you a few options.