If the full payment option isn't right for you, we'll offer you a discount for setting up automatic payments from a checking account, credit card, or debit card. This discount cannot be combined with full payment (discounts). Learn how we live our core values in our communities. Insurance doesn't have to be complicated.
Get simple explanations for all your questions. Chat now to ask Flo anything or explore the most frequently asked questions. If someone causes an accident with you, your insurance's liability coverage will cover the damages up to the limits of your policy. Likewise, if you cause an accident, your liability coverage will cover the damage.
That's because most car insurance policies last six or 12 months, and most car insurance companies offer a discount (up to 20%) for paying the premium in full up front. If you lend your car to someone and that person causes an accident, Progressive may cover some of the damages they are responsible for. During your progressive quote, you won't be able to select car insurance coverages that don't apply to you. In addition, if your policy includes car rental reimbursement and your car is damaged in a covered accident, Progressive will pay the rent (up to a specified limit and term) while your own car is repaired.
However, the vehicle must be regularly parked at your residence overnight for Progressive to insure it in your policy. This can be done through the online portal, through the Progressive app, or by contacting an insurance agent by phone. How often you pay your car insurance premiums depends on the company and your preferences, but annual or semi-annual payments are best. You'll receive another discount simply for owning a home, even if your home isn't insured through Progressive's network of home insurance companies.