You can talk to a Geico customer service representative at 1 (800) 207-7847 to see if your personal policy extends to your rental car. If you don't have enough coverage through Geico to cover your rental car, you can buy insurance from your car rental company or see if your credit card company offers it. It seems that this is often not the case, if not, then you have the option of buying rental insurance at the place where you rent the car. Or, if you're looking for a new car policy, compare car insurance and find out why GEICO is the right choice.
If you already have a personal car policy with Geico that includes liability, comprehensive and collision coverage, this insurance will likely be extended to cover your rental car. The first step is to review your car insurance policy or contact your provider to see what type of rental vehicle coverage is already included in your personal auto insurance policy. Geico also offers rental car reimbursement coverage, which helps pay the cost of renting a car while your personal vehicle is being repaired for a covered claim. However, the place where you rent the car will most likely have insurance for your belongings.
When you rent a car at the airport or another car rental agency, you will be asked if you want to add insurance to your rental or if you want to exempt it from insurance. Read on to learn some basic facts about rental car insurance and whether or not you need additional coverage beyond your personal auto insurance policy. If you don't have either type of coverage, you can take out personal accident insurance through the car rental company. I've heard that there are certain types of insurance that I can afford to refuse when I need to rent a car.
This is not an insurance product, but rather an exemption that transfers financial responsibility from you to the car rental company in the event of damage or theft. Yes, Geico policyholders get discounts of up to 20% to 50% at popular agencies such as Enterprise, Alamo, Hertz and National Car Rental. Since rental car insurance isn't something most of us deal with on a daily basis, it's easy to get confused or overwhelmed when presented with the option of this type of coverage. Then, you get a clipboard with an intimidating car rental contract full of confusing insurance options.
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