Generally, your insurance company will need the name, date of birth, driving history, license information, and vehicle identification number (VIN) if you also plan to share a policy that covers both vehicles. Many insurers, including Progressive, allow you to add a friend to an auto insurance policy as a driver if you share a permanent residence. Most insurers will also allow you to share a joint car insurance policy with a friend by adding both sets of cars to the policy. If your friend doesn't live with you, it usually can't be added to your policy.
If a loved one died, you may need to provide the auto insurer with a copy of the death certificate to initiate the change. Learn more about car insurance after the owner dies. You can change your car insurance policies at any time, whether you bought your policy two days or two months ago. Most insurance companies allow (and may require) you to add another driver to your car insurance policy if the person drives the insured cars regularly or shares the same permanent residence.
Switching car insurance is easy, but make sure that the coverages, limits, and deductibles in your new policy reflect what you have with your current insurer. You can remove a listed driver from your insurance policy if they no longer live with you and no longer drive your vehicle. Whether it's a roommate, a spouse or partner, or even a teenager or a college student, there are many situations where it makes sense to add a driver to your car insurance. The cost of adding a driver to your car insurance or sharing a policy varies depending on factors such as the driver's age and motor vehicle history.
If you decide to change your car insurance company, make sure that there is no interruption in your coverage and remember to cancel your old policy. You can pay for your car insurance policy by credit card, PayPal, online check, personal check, money order, or electronic funds transfer (EFT) from your checking account. Affordability is important to everyone when it comes to car insurance coverage, but your car insurance company should be judged by how it handles claims. If you lend your car to someone and that person causes an accident, Progressive may cover some of the damages they are responsible for.
During your progressive quote, you won't be able to select car insurance coverages that don't apply to you. Sharing an auto insurance policy, on the other hand, typically means that both vehicles are covered by a single policy. Every state requires auto insurance companies to declare how they calculate rates to customers, and insurers cannot deviate from these presented rates. Sharing a car insurance policy with a friend could help both of you save money by splitting the costs of some car insurance coverages.