Many insurers, including Progressive, allow you to add a friend to an auto insurance policy as a driver if you share a permanent residence. Most insurers will also allow you to share a joint car insurance policy with a friend by adding both sets of cars to the policy. If your friend doesn't live with you, it usually can't be added to your policy. Getting car insurance for a young driver can be expensive due to their lack of driving experience, so a separate policy may not be the best option.
In most cases, it's cheaper to add your licensed or licensed teen driver to your current car insurance policy. The coverages and limits of your policy will be extended to your teen driver, and some insurers, including Progressive, offer discounts to help offset the cost of insuring a new driver. Action Auto Insurance Agency is an independent insurance agent that is proud to offer Progressive as an option for its customers. Progressive has been in the insurance business since 1938; it offers insurance for homes, cars, motorcycles, life, recreational vehicles, businesses, pets, umbrellas and more, putting control directly in the hands of its customers.
It helps manage the creation of insurance content that meets the highest quality standards in terms of accuracy and clarity to help Bankrate readers search for complex information on home, auto and life insurance. Request a car insurance quote online or call 1-866-749-7436 and we'll ask you the right questions so that your teen has the right coverage. However, the vehicle must be regularly parked at your residence overnight for Progressive to insure it in your policy. This can be good news for drivers with average or low credit, although drivers with excellent credit won't get any benefit from their credit rating on car insurance rates in Massachusetts.
However, years of driving experience can affect car insurance rates in Massachusetts, which is why the rates in the table below vary by age. However, living in Newton could save drivers about 4 percent more than the average Massachusetts car insurance rates. A teen driver must have car insurance in almost every state, so you can add it to your policy or insure it with a standalone policy. If you add your teen driver to your car insurance policy, they'll benefit from the same protection as you.
If you and your friend don't currently share an address, they won't be able to appear on your car insurance policy even if you plan to move later. The table below shows an estimate of how much each incident could affect the average cost of car insurance in Massachusetts, but the final premium will vary depending on the frequency and severity of the incidents, as well as each company's underwriting methodology. For example, drivers who own a Honda Odyssey or a Ford F-150 may pay less for car insurance in Massachusetts than owners of a BMW 330i or a Toyota Prius. While car insurance in Massachusetts is more affordable on average compared to many other states, there are still a few ways you can save a little money.
In addition, if your policy includes car rental reimbursement and your car is damaged in a covered accident, Progressive will pay the rent (up to a specified limit and term) while your own car is repaired.