Massachusetts is a “no-fault state” when it comes to car accidents. This means that everyone should have personal injury protection (PIP), which pays certain incident-related expenses, such as medical bills, through no fault of their own. Certain legal criteria must be met to file a third-party liability claim or lawsuit. Massachusetts Standard Auto Insurance Policy, Automobile Insurers of Mass.
There used to be a mandatory standard policy in Mass, but that law was changed. Now, this policy serves as an advisory document that each insurance company can adopt, in whole or in part, and modify it to specify the insurance company's coverage and regulations. Safe Driver Insurance Plan (SDIP) and its car insurance policy, Merit Rating Board. Your insurance company can use the SDIP to adjust your car insurance premium based on your driving record.
In Massachusetts, you are not required to call the police after a car accident. This includes both minor crashes that only involve property damage and collisions that cause more serious injuries. However, calling 911 after a car accident is often a good idea. Accident victims who represent themselves after car accidents tend to accept financial settlements too soon and for too little amount.
Following these laws is an important way to protect yourself against liability and to make it easier to file an insurance claim. You may be infuriated that your new car breaks down due to someone else's negligence, or that you may feel guilty that you were playing with your CD player at the time of the accident. If the statute of limitations deadline approaches, it may be time to discuss your situation with an experienced Massachusetts car accident lawyer. However, in Massachusetts, the plaintiff's share of fault must be 50 percent or less in order to collect anything from the defendant.
Massachusetts follows a modified comparative fault rule when it is determined that both parties share the fault for an accident. Instead, consult with a car accident lawyer and then let them handle communications and negotiations with the insurance company. Taking appropriate action immediately after a car accident will help you avoid additional injuries, comply with state laws, and obtain compensation for damages. You can also use the features on this page to contact a nearby Massachusetts car accident lawyer.
If you have questions about filling out the report or need help filling out the report, consult with a Worcester car accident lawyer. So no matter how bad the situation seems to you after a car accident, it can only get worse if you run away. Injuries commonly sustained in car accidents, such as a concussion or a back or neck injury, often have no immediate symptoms. If you are involved in a car accident in Massachusetts, take these steps to ensure that you and your passengers remain safe and protected.
It's crucial to understand and comply with the statute of limitations when it comes to your potential car accident lawsuit. It's never a bad idea to have a basic understanding of the different state laws that could take effect after a car accident in Massachusetts, but when you're actually injured in an accident, it might make sense to discuss your situation (and your options) with an experienced legal professional. They will also collect information, such as witness statements, that can then be used in a personal injury lawsuit.