Liberty Mutual doesn't allow the cancellation of policies online, so there won't be an option to cancel your coverage through your online account. Other insurers allow online cancellation. Married drivers typically pay less for car insurance than single drivers, so be sure to tell your insurance provider about your nuptials. Liberty Mutual may also ask you for the details of your new auto insurance policy to verify that you won't be.
Car insurance rates vary dramatically by age, with particularly steep drops when the driver turns 19 and 21. According to the Insurance Information Institute, an interruption in car insurance can result in fines, the seizure of the car and the suspension of the driver's license. It's also worth checking the prices every time there is a change in circumstances that could affect your rate, such as insuring a new car or adding a new driver. If you've had a life change, such as a move, the sale of your car, or a change in marital status, you don't have to cancel Liberty Mutual insurance. If it has improved, report it to your current insurer and then check if other companies can beat your insurance company's price.
The cheapest insurer for an old car may not be the cheapest for a new car or special vehicle, since each insurer calculates rates differently. If Liberty Mutual rates are too high, take advantage of discounts, reduce coverage and increase deductibles to save money. There are many reasons why you should understand Liberty Mutual's cancellation policy, such as selling your car or finding cheaper coverage with another company. You'll need to provide basic information about yourself, your Liberty Mutual policy number, and the date you want your policy to end.
If you have already paid the premium for the policy period in full, Liberty Mutual will reimburse you for the unused portion, less cancellation fees. Take a look at this chart to compare Liberty Mutual's average car insurance rates by type of coverage with those of other major companies. Before you finalize your current auto insurance policy, you should make sure you have new coverage. This information may be different from what you see when you visit the website of an insurance provider, insurance agency, or insurance company.
You should switch your car insurance to another company when you can find a cheaper rate for the same amount of coverage without sacrificing aspects such as customer service.