The cheapest car insurance provider in Quincy on average is Travelers, but you should always compare quotes to find your best personal rate. Car insurance is a major purchase, but finding cheap car insurance in Massachusetts isn't always easy. In addition to the population size and accident statistics for each city, variations in auto insurance rates by city can also be attributed to driving patterns, theft and vandalism rates, the frequency of claims, the cost of vehicle repairs, and more. For example, the average cost of car insurance in the cities of Haverhill and Lowell is 8 to 10 percent more expensive than the average cost of car insurance in Massachusetts overall.
Drivers in their 30s can get lower rates by comparing prices and taking advantage of discounts on car insurance. While car insurance in Massachusetts is more affordable on average compared to many other states, there are still a few ways you can save a little money. However, years of driving experience can affect car insurance rates in Massachusetts, which is why the rates in the table below vary by age. The average rates of several car insurance companies are also provided, as well as tips on possible ways to save on your car insurance rates in Massachusetts.
Working with a licensed insurance agent can help you identify how much car insurance you need in Massachusetts. The table below shows an estimate of how much each incident could affect the average cost of car insurance in Massachusetts, but the final premium will vary depending on the frequency and severity of the incidents, as well as each company's underwriting methodology. As you can see, drivers under 20 years old typically pay more for car insurance than drivers over 25 years old. Bankrate data collected by Quadrant Information Services shows that Plymouth Rock and Safety Insurance are some of the cheapest auto insurance companies in Massachusetts.
The best auto insurance companies in Massachusetts are Geico, Amica and Progressive, according to Bankrate's study of dozens of companies in the state. The analysis included 5 to 10 of the largest insurance companies in each state; smaller insurers were also included when rates were available. It can be helpful to determine what's most important to you and then find car insurance companies that fit your needs or wants to guide you on your journey to find the best car insurance. Knowing how your car insurance rates in Massachusetts compare to the average can help you find competitive rates in the State of the Bay.