If a loved one died, you may need to provide the auto insurer with a copy of the death certificate to initiate the change. Learn more about car insurance after the owner dies. To exclude a driver from your insurance policy, contact your auto insurance company. You may need to fill out and sign a driver exclusion form.
However, keep in mind that the rules for excluding drivers vary by insurer and not all states allow drivers to be excluded. Complete this form to request, renew, replace, cover up from another state, or reinstate a learner's permit, driver's license, or mass identification. Removing someone from your car insurance policy may lower your overall rate, but it depends on several factors related to that individual driver. Like any auto insurance company, Progressive can deny claims if it discovers that you misrepresented something about the incident or if you don't have the policy limits to cover a claim.
Young, inexperienced drivers tend to pay more for car insurance coverage because they lack driving experience. An excluded driver is a person in your household who has been explicitly excluded from coverage under your auto insurance policy. Your car insurance prices depend on a variety of factors, and the progressive rates you receive may not reflect the following estimates. If a household member will no longer be driving your vehicle, you can exclude them from your car insurance policy in most states.
In addition, if your policy includes car rental reimbursement and your car is damaged in a covered accident, Progressive will pay the rent (up to a specified limit and term) while your own car is repaired. Car insurance rates from Progressive or any other provider are influenced by several factors, some of which are within your control. Every state requires auto insurance companies to declare how they calculate rates to customers, and insurers cannot deviate from these presented rates. In 1956, Progressive began focusing on high-risk drivers and became an affordable option for many people with car accidents or other violations in their driving history.
Many drivers find cheap car insurance with Progressive, especially those who qualify for discounts, but the only way to find the most affordable coverage for you is to compare prices. We contacted Progressive for home insurance quotes to give you an idea of how much coverage might cost.