By combining policies, insuring multiple vehicles, or obtaining different types of policies (such as home and car) from the same company, you can get a discount. You can generally save up to 20% on your car insurance when your auto and home policies (home, condo, or renters) are with the same insurance company. Most companies offer an additional discount on their home policy, so the savings can be substantial. Our options for the best car insurance in Massachusetts are Geico, USAA, Amica, Travelers and Arbella.
Each of these providers offers reliable coverage plans and excellent customer service to drivers across the state. The following sections provide estimates of the cheapest car insurance rates for drivers who may fall into one of these categories. If you want to learn more about cheap auto insurance in the State of the Bay, the following sections provide more details on the providers that offer some of the most affordable coverage options in the state. Uninsured motorist coverage is a protection for you if another driver hits your car but doesn't have insurance.
Insurance companies offer specific discounts, grant account credits, or consider a variety of preferential qualifying factors for which you may or may not be eligible and that may lower your car insurance premium. The availability of discounts may vary by state, so you'll need to talk to an insurance agent to find out what auto insurance discounts you're eligible for. In addition to standard auto insurance coverage, Amica offers car loan and lease coverage, full glass coverage, roadside assistance, rent reimbursement, and accident forgiveness. There are several unique reasons why car insurance is also increasing every year in Massachusetts, even if your details remain the same.
Overall, Progressive tends to offer the best and cheapest car insurance in Massachusetts for most drivers. The USAA offers six types of standard insurance coverage, in addition to roadside assistance, rental vehicle reimbursement, car replacement assistance, and accident forgiveness. I highly recommend Andrew Guarino as an independent insurance agent to my friends, family, co-workers, or anyone looking for insurance policies. The Plan encourages safe driving by rewarding drivers who do not cause accidents or incur traffic violations with a credit on their auto insurance premiums, and discourages unsafe driving by requiring high-risk drivers to pay a greater share of insurance costs.
Uninsured motorist insurance means that you can repair your car or go to the hospital without worrying about where you'll get the money to pay your bills. Most auto insurance companies offer a wide variety of auto insurance discounts and offers for drivers in Massachusetts.