The best auto insurance companies in Massachusetts. Geico, Amica, Progressive and Allstate offer some of the best car insurance in Massachusetts, according to. To determine which are the best auto insurance companies in Massachusetts, Bankrate analyzed data on average premiums from Quadrant Information Services, along with other factors, such as third-party ratings, coverage options, and discount opportunities. We use these and other factors to issue each provider a Bankrate score with a maximum of 5.0 to help you evaluate which car insurance options are best for you.
Our options for the best car insurance in Massachusetts are Geico, USAA, Amica, Travelers and Arbella. Each of these providers offers reliable coverage plans and excellent customer service to drivers across the state. You can also search for agents by insurance company using the detailed agent search function on the Insurance Division's agent search website. Geico, Amica, Progressive and Allstate offer some of the best car insurance in Massachusetts, according to extensive research by Bankrate.
Massachusetts minimum car insurance standards set by state law are slightly broader than in most places. The table below shows the average car insurance estimates for drivers of different ages in Massachusetts. You can also save for certain vehicle safety features, insure a new car, or sign your policy at least seven days before the effective date. If you're not sure how much insurance you need, a licensed insurance agent can help you through the process.
The following sections provide estimates of the cheapest car insurance rates for drivers who may fall into one of these categories. The company offers a wide range of coverage options, in addition to extras that include temporary insurance, the replacement of a new car, rideshare insurance and accident forgiveness. Massachusetts's minimum car insurance requirements mean that vehicle owners in this state must have at least the minimum state coverage limits for their vehicles, which include certain levels of liability for bodily injuries, liability for property damage, bodily injuries from uninsured motorists, and personal injury protection (PIP), since Massachusetts is a no-fault state. If you work for a transportation network company like Uber or Lyft, you might want to review your insurance needs with your prospective auto insurance company.
Overall, Progressive tends to offer the best and cheapest car insurance in Massachusetts for most drivers. Once you've determined your needs, you can compare car insurance quotes from companies that fit your needs. While you don't need to memorize the state's minimum limits, understanding Massachusetts car insurance laws could help you decide if you need higher limits or additional types of coverage. All insurance products are governed by the terms of the applicable insurance policy, and all related decisions (such as coverage approval, premiums, fees and charges) and policy obligations are the sole responsibility of the insurance insurer.