A number of factors can affect your individual costs, such as your driver profile or where you live. In addition to the population size and accident statistics for each city, variations in auto insurance rates by city can also be attributed to driving patterns, theft and vandalism rates, the frequency of claims, the cost of vehicle repairs, and more. Select your state and risk factor below to view the insurance company and its average annual total coverage rates. A drunk driving conviction in Massachusetts generates higher insurance rates because insurers view you as a risky driver.
For example, cars like Maserati, BMW, Porsche and Audi are some of the most expensive cars to insure. It's crucial for Massachusetts drivers to know the minimum car insurance requirements to meet legal requirements. They are the cheapest states for auto insurance, largely because they have a low population density and relatively few uninsured motorists. All insurance products are governed by the terms of the applicable insurance policy, and all related decisions (such as coverage approval, premiums, fees and charges) and policy obligations are the sole responsibility of the insurance insurer.
Bankrate data collected by Quadrant Information Services shows that Plymouth Rock and Safety Insurance are some of the cheapest auto insurance companies in Massachusetts. No, emergency insurance won't cover the full amount of an uninsured car unless the policy specifically allows it, which is highly unlikely. The average rates of several car insurance companies are also provided, plus tips on possible ways to save on your car insurance rates in Massachusetts. Knowing how your car insurance rates in Massachusetts compare to the average can help you find competitive rates in the State of the Bay.
There are several unique reasons why car insurance is also increasing every year in Massachusetts, even if your details remain the same. Similarly, if you get a speeding ticket in Massachusetts, you're likely to see an increase of up to 25% in what you pay for car insurance when you renew your policy. Driving safely, following traffic laws, and maintaining a clean driving record are the best ways to keep your insurance costs low. State laws govern how much insurance coverage drivers must have, and no-fault laws affect insurers' risks.