Insurance premiums vary depending on the coverage and the person taking out the policy. There are many variables that influence how much you'll pay, but the main considerations are the level of coverage you'll receive and personal information, such as age and personal information. For car insurance, that could mean age and driving history. In the case of health insurance, it could be based on personal habits, such as smoking, or on pre-existing conditions.
Average car insurance rate by state Choose your state to see the average auto insurance premium that drivers pay. A home insurance calculator would give you a better rough estimate of the specific costs of your home insurance. Bankrate's life insurance calculator helps you focus on the factors that affect the level of life insurance coverage you might want to purchase. While you may be able to find a life insurance cost calculator, the best thing to do is to get a life insurance quote from a company that fits your needs.
All life insurance companies have their own patented algorithms for pricing life insurance policies. The percentage of auto insurance companies that consider credit ratings when calculating insurance premiums. All you need to do is provide a few brief details about your home, such as your address, square footage and year of construction, and we'll send you home insurance estimates from several insurance companies. All insurance products are governed by the terms of the applicable insurance policy, and all related decisions (such as coverage approval, premiums, fees and charges) and policy obligations are the sole responsibility of the insurance insurer.
The final insurance policy premium for any policy is determined by the insurance company upon application. Your insurance premium is the monthly amount you pay to maintain an insurance company's coverage. Some car insurance companies will also lower their premiums based on a good driving record or credit score. This tool is not a life insurance premium calculator and it won't show you how much life insurance will cost you.
If you're trying to calculate your life insurance premium, there's no better way than to get and compare life insurance quotes. Pat Howard is a managing editor and licensed home insurance expert at Policygenius, where he specializes in homeowners insurance.