Yes, Liberty Mutual will pay for windshield replacement or repair services for customers with comprehensive coverage. Liberty Mutual does not apply the full deductible for windshield repairs, although customers must continue to pay their deductible for the full replacement, unless their policy or state law states otherwise. Yes, Liberty Mutual covers windshield repairs and replacements for most customers. While you may have to pay your deductible, Liberty Mutual must cover the remaining costs.
Then compare comprehensive car insurance quotes with several companies so you can find the most affordable glass coverage possible. Liberty Mutual customers can pay their bill by mail, phone, or through the company's online system. To encourage customers to drive safely, Liberty Mutual does not apply the full deductible for windshield repairs. Some states have full glass coverage, meaning you won't have to pay a car insurance deductible to file a claim for glass.
However, if you only have basic liability coverage with Liberty Mutual, you cannot file a claim for windshield repairs or replacements with Liberty Mutual. If someone else has damaged your windshield, contact Liberty Mutual to file the claim and Liberty Mutual will deal with your claim from start to finish. If the windshield was damaged in a collision, Liberty Mutual may cover repairing or replacing the windshield differently depending on the situation. Most states don't require insurance companies to offer full glass coverage when taking out comprehensive insurance.
Full-coverage car insurance includes collision coverage and comprehensive coverage, two optional coverages for added protection. If your windshield needs to be replaced, then you pay your deductible and Liberty Mutual covers the rest. Liberty Mutual's billing process allows customers to pay their auto insurance premium monthly or in full in advance, and coverage won't take effect until payment is made. It may also be worth taking out comprehensive insurance if the policyholder cannot afford to replace the vehicle without comprehensive coverage, or if the car is being driven or parked in a particularly risky area.
A number of states also have specific laws regarding auto insurance deductibles for windshield repair and replacement. You can check with Liberty Mutual if you have questions about the details of your policy or the laws in your state.