Bankrate data collected by Quadrant Information Services shows that Plymouth Rock and Safety Insurance are some of the cheapest auto insurance companies in Massachusetts. This can be good news for drivers with average or low credit, although drivers with excellent credit won't get any benefit from their credit rating on car insurance rates in Massachusetts. The average rates of several car insurance companies are also provided, plus tips on possible ways to save on your car insurance rates in Massachusetts. While car insurance in Massachusetts is more affordable on average compared to many other states, there are still a few ways you can save a little money.
It can be helpful to determine what's most important to you and then find car insurance companies that fit your needs or wants to guide you on your journey to find the best car insurance. The following vehicles would fit a variety of lifestyles and budgets, and will serve as a tool to show how much car insurance can vary depending on the make and model of the vehicle. As you can see, drivers under 20 often pay more for car insurance than drivers over 25. Each make and model of vehicle has its own construction quality and safety features, which each car insurance company will review and evaluate differently. Working with a licensed insurance agent can help you identify how much car insurance you need in Massachusetts.
For example, drivers who own a Honda Odyssey or a Ford F-150 may pay less for car insurance in Massachusetts than owners of a BMW 330i or a Toyota Prius. Your car insurance premium is determined by a variety of factors, such as state, city, and even zip code. In addition to the population size and accident statistics for each city, variations in auto insurance rates by city can also be attributed to driving patterns, theft and vandalism rates, the frequency of claims, the cost of vehicle repairs, and more. Car insurance is mandatory in Massachusetts, and the state sets a number of mandatory types of coverage and minimum limits.
The best auto insurance companies in Massachusetts are Geico, Amica and Progressive, according to Bankrate's study of dozens of companies in the state. However, living in Newton could save drivers about 4 percent more than the average Massachusetts car insurance rates. And those who want to save money on car insurance premiums can choose to have only the state's minimum liability coverage to be able to drive legally in the state.
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