Your car insurance policy won't be immediately canceled because you don't make a payment. Auto insurance companies are required by state law to give notice before canceling their policy. Depending on the state, you'll normally have 10 to 20 days. Your company will notify you by mail or email before canceling your coverage.
You will receive a notice from your insurance company several weeks before the renewal date informing you of any changes that have been made to your policy or premium. Keep in mind that the average car insurance policy lasts for six or 12 months. Since our founding, we've helped countless people in Maryland save money and enjoy the peace of mind that a Progressive Insurance policy provides. No matter your situation, our independent insurance agency can help you understand your exact insurance needs and find competitively priced options for your next policy.
This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation, or exclusion that is expressly stated in any insurance policy. During your progressive quote, you won't be able to select car insurance coverages that don't apply to you. If you lend your car to someone and that person causes an accident, Progressive may cover some of the damages they are responsible for. If you ever receive an email from Progressive that you're not sure about, forward it to Progressive Phishing immediately.
Every state requires auto insurance companies to declare how they calculate rates to customers, and insurers cannot deviate from these presented rates. You can change insurers at any time, even if you just renewed your policy with another insurance company. However, the vehicle must be regularly parked at your residence overnight for Progressive to insure it in your policy. Even if you can't renew your old policy, you can usually buy a new car insurance policy without delay.
We charge a higher rate for customers who are more likely to file claims and a cheaper auto insurance rate for customers who are least likely to file claims. Make your payment as soon as possible, as the grace period for car insurance may vary depending on your insurer. In addition, if your policy includes car rental reimbursement and your car is damaged in a covered accident, Progressive will pay the rent (up to a specified limit and term) while your own car is repaired. Call your old insurance company and find out if your coverage has expired and, if so, how long you have been without car insurance coverage.
If it's been a few months since you received your quote, the rates in your area may have been revised, which could decrease or increase the price you pay for your car insurance policy.