If you live together, your insurance company may ask you to include your partner in your car insurance policy. If this provision appears in your policy documents and you didn't make it, the insurance company can make the change automatically if it discovers that you have another member of the household. Rarely, the insurer may consider this fraud, but only if you intentionally hid the information (in the case of a claim, for example). If you and your partner have a vehicle, Car Insurance Comparation recommends including it as a qualified driver in your car insurance policy.
Insurance companies once prohibited unmarried couples and domestic partners from sharing auto insurance policies. For years, GEICO has strived to make the process of buying and renewing insurance as simple as possible. Many auto insurance companies now offer policies for unmarried couples with names like non-family insurance, roommate insurance, unmarried insurance, and domestic partnership insurance.