Rental vehicle reimbursement coverage is optional coverage that can cover the cost of a rental car if your vehicle is damaged in a covered accident and cannot be driven. To add rental reimbursement coverage to your policy, you usually also need comprehensive and collision coverage. Rental reimbursement coverage typically covers the cost of a rental car up to a certain amount in dollars per day for a specified number of days. Without the reimbursement coverage of a rental car, you may be responsible for the cost of a rental car if your car cannot be driven after an accident.
Even though you're a Progressive customer, they make it very easy to add this option. Can you rent a car from Progressive after an accident? Does Progressive cover rental cars in the event of an accident? If you have a Progressive car rental refund, the answer is yes. Progressive rental reimbursement coverage is a great benefit that you can take advantage of if you need a rental car due to an accident. Rogers Insurance Agency is a Stoughton-based company that provides auto insurance services and solutions to people in Brockton and nearby areas.
Many insurance companies require that you have both collision and comprehensive coverage in order to sell you a reimbursement for a rental car. While each standard auto insurance company has its own criteria for covering rental cars, some situations are generally excluded. Finally, buying insurance at the car rental counter is the most expensive option, but it adds convenience and peace of mind. Rental reimbursement coverage isn't standard in many auto insurance policies, but many insurance providers offer it as additional coverage.
This information may be different from what you see when you visit the website of an insurance provider, insurance agency, or insurance company. By comparison, the insurance that a car rental company will sell you over the counter can easily cost twice as much. It offers a variety of insurance packages, such as auto insurance for private and commercial vehicles, motorcycle insurance, liability insurance, and commercial and business owner insurance. In most cases, rental car insurance overlaps with your personal car insurance policy and you won't have to pay for duplicate coverage.
Car rental companies generally only offer minimum liability coverage, so if you don't have personal insurance, you'll probably want to purchase additional rental car insurance through the rental company. With authorization, other insurers may allow you to bill the rental car directly to them, but it's less common. Progressive rent reimbursement pays the cost of renting a car after the policyholder's vehicle has been damaged by a covered cause, such as an accident. There's something you should keep in mind when considering adding rental reimbursement coverage to your Progressive car insurance.
Generally, your health insurance will cover injuries that result from a car accident, and home or renters policies cover items stolen from a car.