It all depends on the details of the accident, including the cost of the damage and the severity. One thing is certain: without accidental forgiveness, you can expect your rate to increase later if you are at fault. On average, Liberty Mutual premiums increase by 69% after an accident caused by the at-fault. This just goes to show how much forgiving an accident can save you money.
But even if you don't qualify for Liberty Mutual accident forgiveness, there are other ways to reduce your rate after an accident. Liberty Mutual Mobile has a rating of 4.8 stars out of 5.0, with an average of more than 288,000 reviews on the App Store. Each insurer uses its own methods to calculate insurance premiums, so the rate you have with your current provider might not be the best deal. Like most auto insurance insurers, Liberty Mutual offers many pros and cons to different types of consumers.
However, Liberty Mutual offers several discounts for families with teen drivers to help make coverage more affordable. Liberty Mutual is a large insurance provider that offers a wide selection of insurance products in addition to auto policies. We like that Liberty Mutual offers optional coverage plans that you don't see every day, such as specific car insurance for teachers and coverage for those who drive to Mexico. According to the survey of just under 40,000 drivers, Liberty Mutual ranked above average in Texas and the southwestern United States.
While the Savvy data tables below represent Liberty's national average, you can see how several factors can affect your average annual car insurance rates with Liberty Mutual Car Insurance. Liberty Mutual has been in service for more than 100 years and the company has an A+ rating from the Better Business Bureau (BBB). Liberty Mutual membership discounts generally save policyholders between 5% and 10% on their auto insurance premiums. Liberty Mutual is worth a look at for most drivers, but homes with young and new drivers should especially consider the provider.
However, your lower than average customer satisfaction could cause you to reconsider your decision to choose Liberty Mutual.