Rental car insurance coverage protects you while your vehicle is being repaired. If your personal car is insured and you pay your rent with a credit card, you can probably skip the optional coverage offered at the rental counter. Liability insurance for rental vehicles is coverage that pays for injuries or property damage that you cause in an accident when you drive a rental car.
Liberty Mutualliability insurance typically extends to your rental while driving in the U.S.
UU. Yes, Liberty Mutual insurance rates are competitive for certain drivers, including teens and college students. However, this can quickly get expensive, especially since liability insurance for the rental car is sold separately from other coverages. However, you may already have rental car insurance through your current insurance coverage or credit card.
Some credit cards, including many travel rewards cards, offer car rental insurance if you use the card to pay. If you don't have enough coverage through Liberty Mutual to cover your rental vehicle, you can take out insurance with your car rental company or see if your credit card company offers it. If you don't have either type of coverage, you can take out personal accident insurance through the car rental company. Liberty Mutual car insurance rates are based on your driving record and experience, along with factors such as the type of car you drive, your zip code, your insurance history, and more.
Liberty Mutual also offers rental vehicle reimbursement coverage, which helps pay the cost of a rental car while your personal vehicle is being repaired for a covered claim. If you already have a personal car policy with Liberty Mutual that includes liability, comprehensive and collision coverage, this insurance will likely be extended to cover your rental car. Liability insurance for rental vehicles does not protect you or your rental car against collision damage, car theft, loss of personal effects, or injuries. Car rental companies also offer other types of coverage, such as loss and damage exemptions, roadside assistance, and personal accident insurance.
If you only have liability insurance with Liberty Mutual, physical damage to the rental vehicle will not be covered.