Even if you live in a larger city, insurance companies in Boston and other cities offer competitive rates for auto insurance. The company offers standard car insurance options and additional coverages, including roadside assistance, rental vehicle reimbursement, and accident forgiveness. If your dealer, lender, or auto insurance company doesn't have provisional insurance, it probably won't be covered. Motorists whose initial car payments are less than 20 percent or who have financed vehicles for 60 months or more should consider taking out supplemental insurance.
Insurance companies typically charge teens and young adults the highest car insurance rates among all demographic groups. The minimum coverage, or liability coverage only, meets the state's minimum requirements for car insurance, but offers no additional assistance. The best way to find the cheapest car insurance in Massachusetts is to find and compare car insurance rates from several companies in your area. While you may be able to find an insurer that is willing to cover you after a DUI, finding cheap car insurance with a DUI won't be easy.
You can buy compensation insurance from an insurance broker or purchase exemption insurance that a financial company sells through the car dealership. Because compensation insurance pays the difference between the actual cash value (ACV) of a car and the balance of its loan or lease, compensation insurance payments are generally sent directly to the landlord or lender. Gap insurance covers the amount you owe on your car loan if you're upside down and owe more than your car is worth.
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