Liberty Mutual does not offer discounts for low miles. However, your Liberty Mutual insurance rate is likely to be based in part on your estimated annual mileage (the distance you drive each year). A number of auto insurance companies offer specific discounts for low mileage, such as Allstate, USAA, and State Farm. No, Liberty Mutual does not offer specific discounts for low miles.
However, Liberty Mutual premiums do take miles into account, since rates are an average of 26% lower for customers who drive 7,500 miles a year than for customers who drive 15,000 miles a year, according to data from WalletHub. In addition, if you have a car that doesn't travel more than 7500 miles per year, you may qualify for a discount for limited-use or low-mileage vehicles. Allstate doesn't offer a specific discount for low mileage, although it will consider your miles when calculating rates. For drivers with repeat offenses on their record, some auto insurance companies may even deny coverage.
Yes, the type of car you drive, especially cars with certain safety features, may offer you certain discounts. Since then, she has worked as a news writer in the insurance industry and has gained in-depth knowledge of state and national insurance laws and rates. Bankrate data collected by Quadrant Information Services shows that Plymouth Rock and Safety Insurance are some of the cheapest auto insurance companies in Massachusetts. Another way to save money on your car insurance premium through Liberty Mutual is to have a driver who is a student and maintains a “B” average or better.
He has spent many hours helping his customers understand the insurance market so that they can find the best auto, home and life insurance products for their circumstances. However, living in Newton could save drivers about 4 percent more than the average Massachusetts car insurance rates. For example, if you insure your vehicle and home with Liberty Mutual, you can get up to 10 percent off your insurance premium. Get lots of free quotes from different car insurance companies to see if any of them offer a better rate than your current company for your insurance needs.
To stay competitive in a constantly growing market, Liberty Mutual offers many other discounts to try to keep insurance premiums as low as possible. Founded in 1912, Liberty Mutual is one of the three largest insurers in the United States, and auto insurance is the main product offered by Liberty Mutual. If you drive less than average and want to try to save on your car insurance policy, then you should look for car insurance that offers a discount for low miles. In addition to the population size and accident statistics for each city, variations in auto insurance rates by city can also be attributed to driving patterns, theft and vandalism rates, the frequency of claims, the cost of vehicle repairs, and more.
Your insurance company will clearly indicate how you need proof of mileage in order to issue a discount on car insurance. Yes, Liberty Mutual insurance rates are competitive for certain drivers, including teens and college students.