Yes, Liberty Mutual offers accident forgiveness for auto insurance customers. Liberty Mutual accident forgiveness applies to an accident every five years and can be obtained free of charge if you haven't had any accidents, claims, or violations in the past five years. As a leading provider of auto insurance in Massachusetts, MAPFRE knows how important it is to get the right coverage at an affordable price in the State of the Bay. As a result, any costs to your insurer will be taken into account when the insurer re-evaluates your premium.
If you have to buy coverage, there are several factors to consider when determining if it's worth adding accident forgiveness to your car insurance policy in exchange for the additional fee. But even if you don't qualify for Liberty Mutual accident forgiveness, there are other ways to reduce your rate after an accident. Find affordable car insurance in Massachusetts by looking for discounts or chatting with an independent insurance agent. However, understanding car insurance in your state can mean getting the protection you need while saving money.
This helps cover the insured's injuries or medical expenses when the at-fault party has no insurance or is not identified, for example, in a hit and run situation. Learn about coverage options and insurance laws in Massachusetts by working with an expert independent insurance agent. A car accident stays on your insurance record for three to five years, depending on the state and the insurance company. While Massachusetts is somewhere in the middle when it comes to the average cost of car insurance by state, discounts are worth researching.
If a car accident isn't your fault, your insurance rate could still increase, depending on the state and the insurance company. After that period, the accident will no longer appear on the driver's record for insurance purposes and will not directly affect car insurance premiums.