Yes, Geico offers car rental insurance. If you already have a personal car policy with Geico that includes liability, comprehensive and collision coverage, this insurance will likely be extended to cover your rental car. If you only have liability insurance with Geico, physical damage to the rental vehicle will not be covered. Then, you get a clipboard with an intimidating car rental contract full of confusing insurance options.
In most cases, collision damage exemptions also offer “loss of use” coverage if the car rental company charges for the time a damaged car cannot be used because it is being repaired. Keep in mind that not all states require car rental companies to automatically provide mandatory minimum insurance coverage. Geico also offers rental car reimbursement coverage, which helps pay the cost of renting a car while your personal vehicle is being repaired for a covered claim. The first step is to review your car insurance policy or contact your provider to see what type of rental vehicle coverage is already included in your personal auto insurance policy.
Or, if you're looking for a new car policy, compare car insurance and find out why GEICO is the right choice. Read on to learn some basic facts about rental car insurance and whether or not you need additional coverage beyond your personal auto insurance policy. Generally, your health insurance will cover injuries that result from a car accident, and home or renters policies cover items stolen from a car. When you rent a car at the airport or another car rental agency, you will be asked if you want to add insurance to your rental or if you want to exempt it from insurance.
It should not be confused with rental reimbursement coverage, which is a supplement to the car insurance policy that offers reimbursement for a car rental in the event that the car is repaired due to a covered loss or accident. Rental car insurance is insurance that covers you when you rent a vehicle directly from a car rental company, such as Enterprise Rent-A-Car. How does your coverage for uninsured drivers apply if an accident occurs while driving a rental car and the person at fault is not insured? I've been told that Geico's personal insurance doesn't cover rental cars if the rental lasts more than 30 consecutive days. Yes, Geico policyholders get discounts of up to 20% to 50% at popular agencies such as Enterprise, Alamo, Hertz and National Car Rental.
You can talk to a Geico customer service representative at 1 (800) 207-7847 to see if your personal policy extends to your rental car. If you have liability, comprehensive or collision coverage in your Geico policy, they will be transferred to your rental car. If you don't have enough coverage through Geico to cover your rental car, you can buy insurance from your car rental company or see if your credit card company offers it.