Follow these tips to ensure a safe and stress-free trip on your next jet set adventure. Below is a list of the 10 best auto insurance companies in Massachusetts along with their complaint index so you can see how each one compares. Whether you're an inveterate traveler driving a hybrid and you want to save the planet, a gear buff who needs speed and performance (fuel costs be damned), or the type of driver who doesn't care about either because your car is only meant to take you from A to B, you'll need car insurance in the Bay State. If the worst happens, you'll want to have the best auto insurance provider you can possibly have by your side.
In most cases, collision damage exemptions also offer “loss of use” coverage if the car rental company charges for the time a damaged car cannot be used because it is being repaired. Keep in mind that including windshield damage in your car insurance policy can result in increased rates, so it's good to know what types of damage require repair by law and which types you can ignore if you so choose. Two claims in one year can significantly increase your insurance rates, so you may want to exercise caution and purchase insurance. If your coverage expires, your old car insurance provider will notify the RMV, who will block your registration.
I've been told that Geico's personal insurance doesn't cover rental cars if the rental lasts more than 30 consecutive days. Your car insurance policy must include all licensed drivers who live in your home and who are related to you by blood, marriage, or adoption, including drivers who are already covered by their own insurance policies. So, the best way to avoid problems when traveling outside of Massachusetts is to ask your provider if there is anywhere you can download and print a printed copy of your car insurance identification card or access it electronically, since 46 states in the country accept either. The Power car insurance survey also supports this, and what they have found is that customer satisfaction among auto insurance consumers is at an all-time high.
While age and gender may not make much of a difference in the rates you pay for car insurance where you live, they could cost you a lot. On average, 2.2 percent of every resident of the Bay State's annual disposable income is spent on auto insurance. If you ever need to file a complaint against your insurance provider, contact the Massachusetts Division of Insurance. Scroll down to see which auto insurance company in the Bay State has the highest complaint rate and what that means for your bottom line.