By law, you must purchase four coverages called mandatory (or mandatory) coverages in at least the minimum amounts required by law and in higher amounts if you so choose. Massachusetts car insurance laws require that all drivers have a minimum level of car insurance coverage when driving or parking on public roads. Car accidents can be expensive and there is no guarantee that liability insurance alone will be sufficient to cover the full cost of an accident. Minimum car insurance requirements are usually low, so drivers often opt for more coverage to be more economically protected while driving.
To find out if they are the cheapest insurance companies for you, you can request a quote and, if you already have an auto insurance policy, make sure that the coverage matches to get an accurate rate. Driving without proper auto insurance coverage puts you at risk of financial liability and legal penalties. Your car insurance policy must include all licensed drivers who live in your home and who are related to you by blood, marriage, or adoption, including drivers who are already covered by their own insurance policies. According to research by Bankrate, State Farm, Plymouth Rock and Safety were three of the cheapest car insurance companies in Massachusetts.
The terms “auto insurance limits” and “coverage limits” refer to the maximum amount an insurer will pay in the event of a loss that is covered by its policy. Massachusetts insurance law states that all drivers must have liability insurance and coverage for uninsured motorists. Read more information on how to find the best car insurance, how to insure a new car, and details on how to get a car insurance quote.