For military members and veterans looking for military discounts, GEICO, USAA and Esurance have the best deals overall. Companies in your area may offer better military discounts, so it's always wise to research your options. You can generally save more money on your premiums by insuring a new vehicle, insuring multiple vehicles, bundling your insurance policies, being a good driver or student, taking a defensive driving course, and more. Deployed policyholders could also get up to 60 percent off their auto insurance while their vehicle is in storage.
If you have car insurance through the USAA, you can save up to 60 percent on your insurance if you store your vehicle while it's deployed. All insurance products are governed by the terms of the applicable insurance policy, and all related decisions (such as coverage approval, premiums, fees and charges) and policy obligations are the sole responsibility of the insurance insurer. Farmers' may not be the cheapest car insurance for members of the military, but eligible active duty members, active reserves, retired and honorably discharged military members could get the Farmers affinity discount. When you return home after deployment, you must reinstate your car insurance policy before driving again.
Geico has a long history of offering auto insurance designed for military families, including military-focused discounts. If you're preparing for deployment, it may be important to make some changes to your auto insurance policy. Fortunately, some car insurance companies recognize this and offer benefits and discounts that may not be available to the general public. Military personnel may qualify for special discounts on car insurance, but this depends on the insurance company.
Keep in mind that you should reinstate your insurance before you hit the road if insurance is mandatory in your state. If you're a Geico customer, you can suspend or reduce your insurance coverage if your car is moved and stored for more than 30 days. While many auto insurance companies extend coverage to veterans, the USAA and the Armed Forces Insurance Exchange (AFI) are only available to eligible military members, including veterans. Below, you'll find some of the best auto insurance companies for military families when it comes to savings opportunities focused on the military sector.