Completing a defensive driving course can help you save on car insurance if your insurance company offers a discount for defensive drivers. The actual amount of the discount will vary depending on your insurer, age, state and other factors. Check with your Nationwide insurance agent for the terms of the 10% reduction in insurance and other discounts for drivers. You can get a discount for driving defensively on car insurance if you complete an approved driver education course.
By voluntarily taking an approved defensive driving course, Connect car insurance customers in eligible states can get a discount, although the exact amount varies from state to state. Defensive driving is typically aimed at young and older drivers who may have higher car insurance premiums, but a defensive driving discount can be offered to people of all ages. While all New York providers accept the reduction in defensive driving insurance, be sure to contact your insurance company and ask about any specific policies related to the IPIRP discount. What's even better, New Yorkers can take this course once every 3 years to maintain a discount on their auto insurance premium.
Contact your American Family Insurance agent for specific information about the IPIRP discount and other ways you can lower your car insurance premium. Even if your car insurance company isn't listed above, you'll be entitled to a 10% discount for defensive driving if you meet your provider's requirements. The New York DMV allows motorists to take a defensive driving course not only to reduce traffic points, but also to get a 10% discount on car insurance. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation, or exclusion that is expressly stated in any insurance policy.
The New York Internet and Insurance Point Reduction Program (IPIRP) is an online course that offers a mandatory 10% discount on insurance for three years. AAA Auto Insurance offers a 10% discount on collision, liability and no-fault insurance premiums after completing an online defensive driving course.