If you're an active AAA member in Massachusetts, you can save up to 10% on your MAPFRE insurance policy. Many private organizations, such as school alumni groups, credit unions, and auto clubs such as AAA, offer savings opportunities to their members by partnering with a specific insurance company. Geico, for example, offers discounts for members of more than 500 organizations. Several insurers offer discounts for cars with alarms, LoJack, or steering wheel locks, which can help prevent car theft.
Working with an independent insurance agent can help you find additional discounts and save you the hassle of comparing car insurance rates in Massachusetts. The 10 largest insurance companies offer discounts for multiple policies, and the requirements are generally the same among insurers. COA 4928-, Citation Insurance Company, The Commerce Insurance Company, Commerce West Insurance Company (Cal. Auto insurance discounts are special offers from insurance companies that allow drivers to save up to 35% on their annual premium.
Only four of the 10 largest auto insurance companies offer military discounts in every state in which they operate, although all insurers in the state of Louisiana are required to offer a 20% discount. You can get a discount on military auto insurance if you provide your insurer with your military credentials when you purchase a policy. While Massachusetts is somewhere in the middle of the middle when it comes to the average cost of car insurance by state, discounts are worth researching. Allowing an insurance company to track your actual driving habits, usually through a device connected to your car or a smartphone app, can offer substantial savings.
The best way to save money on car insurance is to lower your base premium by taking steps to reduce your risk as a driver. You can reduce your Geico car insurance costs by taking advantage of Geico discounts, opting for a higher deductible and reducing your coverage, among other things. Fortunately, there are many ways Massachusetts drivers can qualify for discounts on car insurance, such as when you combine your car insurance with your home, condo, or apartment insurance. Similarly, insurers offer discounts to drivers who use the same insurance company for other types of insurance, such as homeowners or renters.
For example, drivers can get a discount of up to 15% if they insure a car that is three years old or younger. Find an agent closest to you or request a quote online to find out if you could save on your car insurance in Massachusetts by switching to MAPFRE.