Insurance companies offer rate discounts to policyholders over 55 years of age who voluntarily and successfully complete a course in person or online. Once you've completed an approved defensive driving course, your auto insurer can apply the discount to you for several years. If you're still eligible for a discount after that period has expired, you may be able to retake a defensive driving course to conserve your savings. Completing a defensive driving course can help you save on car insurance if your insurance company offers a discount for defensive drivers.
Defensive driving is typically aimed at young and older drivers who may have higher car insurance premiums, but a defensive driving discount can be offered to people of all ages.