Are there any special discounts for being a member of certain professions on car insurance in massachusetts?

You can get discounts on car insurance in Massachusetts depending on how you drive, the car you own, and your relationship with your insurance. People with lower-risk jobs, such as child care workers and physician assistants, may be entitled to a work discount on car insurance. If you have an accident while driving without insurance in Massachusetts, you will be cited and all penalties for driving without insurance will apply, no matter who is at fault. There are many differences between the specific functions of their occupations, but insurers often lump these three careers together when considering auto insurance rates.

For insurance companies, it's similar to having a bad driving record, which is why drivers who let their insurance expire for 60 days pay approximately 35% more than the average premium in Massachusetts. If you borrow a car from someone who lives in their own home, it must be listed on the car owner's policy. Medical professionals may be eligible for discounts on car insurance because the education required to become a medical professional may indicate their level of responsibility. In Massachusetts, auto insurance companies may consider factors such as driving experience and insurance history when setting premiums.

Insurers often use this information to set their rates, since it determines the level of risk to be insured. Car insurance in Massachusetts is expensive because it's a no-fault state with high auto repair costs. He has spent many hours helping his customers understand the insurance market so that they can find the best auto, home and life insurance products for their circumstances. Aside from that, the best way to reduce your car insurance costs is to compare the rates of at least three insurance companies.

There are other ways to reduce insurance costs, such as asking about discount options for behaviors such as driving safely or bundling types of insurance, such as home and car, through the same insurer. Buying Massachusetts minimum liability auto insurance coverage is the easiest way to meet the financial responsibility requirement. Penalties for uninsured driving in Massachusetts include fines, driver's license suspension and imprisonment. If you're a member of an organization or an employee of a company associated with Plymouth Rock Assurance, you may be eligible for a discount on group car insurance.