GEICO offers discounts for auto insurance members, organizations, or employees. Look for discounts for your organization and see how much you could save. Some insurance companies offer discounts if you're a member of a qualifying car club, such as AAA, Cross-Country, GM Motor Club, Onstar, and others. If you are a member of one of these or others, be sure to let us know.
You can get discounts on car insurance in Massachusetts depending on how you drive, the car you own, and your relationship with your insurance company. In Massachusetts, auto insurance companies may consider factors such as driving experience and insurance history when setting premiums. That means that discounts are also available for safe driving with ongoing insurance. In Massachusetts, insurance companies cannot use occupancy, education, or homeownership status to determine rates.
That means you can't get discounts for owning a home or being affiliated with certain employers or educational institutions. Honorary groups and societies are another set of organizations that can offer group car insurance options to their members. In some cases, you can get discounted car insurance to join a group if you're an employee, former student, or member of certain organizations. In Massachusetts, drivers with just two speeding tickets pay an average of 51% more on their annual car insurance premiums, for example.
They may be able to get a good deal through the provider they use for health insurance or commercial insurance. However, the price of the annual membership can balance the money you save if you take advantage of car insurance exemptions and other money-saving benefits. Like group health insurance offered by your employer, group car insurance could save you a significant amount. For insurance companies, it's similar to having a bad driving record, which is why drivers who let their insurance expire for 60 days pay approximately 35% more than the average premium in Massachusetts.
If this is the case for you, an insurance check for groups of cars can tell you which group your car is in and how much you could afford. The group car insurance rate may be cheaper than an individual rate in general, but you should still consider other factors that are as important as a low premium. There are several unique reasons why car insurance is also increasing every year in Massachusetts, even if your details remain the same. If your employer doesn't currently offer any type of group insurance plan for car insurance, ask if they would be willing to accept that possibility.
To learn more about the group car insurance options that your employer may offer, if any, you can start by contacting your company's Human Resources Department. The state of Idaho, for example, offers group insurance programs across the board to its current and retired employees, as well as their dependents, according to the state's Group Insurance Office website. Even if the group isn't related to your profession or education, those that focus on special interests can also offer group car insurance options.