A discount is generally offered for valid drivers. Our driver training programs create safe drivers for life. Car insurance discounts can reduce your rates by an average of up to 27%, but they can be much more than that, depending on your driver profile and the insurance company. In some cases, you may be able to get a discount on car insurance right away, depending on the company and the type of policy you have.
Insurers generally offer discounts if your car is no more than three years old, has factory-installed safety devices, such as airbags or anti-lock brakes, or if it has anti-theft equipment. The amount of time to get discounts on car insurance without accidents depends on the insurance company's criteria. Drivers who haven't had accidents for three or five years could save between 26 and 30% on their car insurance premiums. Insurance discounts for safe, accident free drivers generally save the most, followed by auto insurance discounts for college students.
The discounts for drivers on your car insurance policy can be huge if you have a clean driving record and don't have accidents. The average discount on professional car insurance is 12%, and what you pay depends on your insurance company and your work. Most insurers offer discounts on travel vehicles for students if your child is attending college at least 100 miles from home. Some insurance companies offer discounts on auto insurance to drivers who are teachers, firefighters, police officers, engineers, lawyers, scientists, or those in the military, among other occupations.