When you add someone to your car insurance, you can call your car insurance company or log into your online account to add a new driver to your policy. Your insurance company will generally need the name, date of birth, driving history, license information, and vehicle identification number (VIN) if you also plan to share a policy that covers both vehicles. Many insurers, including Progressive, allow you to add a friend to an auto insurance policy as a driver if you share a permanent residence. Most insurers will also allow you to share a joint car insurance policy with a friend by adding both sets of cars to the policy.
If your friend doesn't live with you, it usually can't be added to your policy. To add a car to your policy, you can update your policy online or call your insurance company. You usually only need to provide the vehicle identification number (VIN), license plate number, and the make and model of the vehicle. You may also be asked about the mileage and condition of the vehicle, depending on the insurer.
Keep in mind that some insurers may limit the number of vehicles that can be included in a policy. In most cases, you can add an unmarried couple to your car insurance policy if you both share a permanent residence. Whether it's a roommate, a spouse or partner, or even a teenager or a college student, there are many situations where it makes sense to add a driver to your car insurance. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation or exclusion that is expressly stated in any insurance policy.
For example, drivers who own a Honda Odyssey or Ford F-150 may pay less for car insurance in Massachusetts than owners of a BMW 330i or a Toyota Prius. It helps manage the creation of insurance content that meets the highest quality standards in terms of accuracy and clarity to help Bankrate readers search for complex information on home, auto and life insurance. Each make and model of vehicle has its own construction quality and safety features, which each auto insurance company will review and evaluate differently. The cost of adding a driver to your car insurance or sharing a policy varies depending on factors such as the driver's age and motor vehicle history.
If you share car insurance with your girlfriend, boyfriend, fiancé or domestic partner and you break up, your partner will have to take out their own insurance policy, since they no longer live together or drive each other's vehicles. Working with a licensed insurance agent can help you identify how much car insurance you need in Massachusetts. In addition to the population size and accident statistics for each city, variations in auto insurance rates by city can also be attributed to driving patterns, theft and vandalism rates, the frequency of claims, the cost of vehicle repairs, and more. Knowing how your car insurance rates in Massachusetts compare to the average can help you find competitive rates in the State of the Bay.
The best auto insurance companies in Massachusetts are Geico, Amica and Progressive, according to Bankrate's study of dozens of companies in the state. So, assuming that all your friends live at the same address, you can add more than one friend to your car insurance policy. Adding a driver to your insurance policy means that they are an insured driver under your policy when driving your car.