Yes, Geico has a 30-day grace period to add a new car to an existing car insurance policy. If you're already a Geico customer, you can drive your new car during the grace period and be covered by the Geico policy you already have. Drivers who are currently uninsured will need proof of insurance before they can drive legally. Mark Friedlander is director of corporate communications at III, a non-profit organization that focuses on giving consumers a better understanding of insurance.
Each make and model of vehicle has its own construction quality and safety features, which each car insurance company will review and evaluate differently. For example, the average cost of car insurance in the cities of Haverhill and Lowell is 8 to 10 percent more expensive than the average cost of car insurance in Massachusetts overall. It helps manage the creation of insurance content that meets the highest quality standards in terms of accuracy and clarity to help Bankrate readers search for complex information on home, auto and life insurance. However, Geico offers a good student discount because having good grades shows the insurer that you're responsible off the road, which means you're more likely to also be responsible when you're behind the wheel.
Working with a licensed insurance agent can help you identify how much car insurance you need in Massachusetts. Insurance companies cannot use age and gender as factors in Massachusetts car insurance rates. This can be good news for drivers with average or low credit, although drivers with excellent credit won't get any benefit from their credit rating on car insurance rates in Massachusetts. For drivers with repeat offenses on their record, some auto insurance companies may even deny coverage.
However, years of driving experience can affect car insurance rates in Massachusetts, which is why the rates in the table below vary by age. Yes, Geico offers mechanical breakdown insurance for cars that are less than 15 months old and less than 15,000 miles old. If you're already insured with Geico, your new car will be covered for up to 30 days under the terms of your current policy. Bankrate data collected by Quadrant Information Services shows that Plymouth Rock and Safety Insurance are some of the cheapest auto insurance companies in Massachusetts.
In addition to the population size and accident statistics for each city, variations in auto insurance rates by city can also be attributed to driving patterns, theft and vandalism rates, the frequency of claims, the cost of vehicle repairs, and more.