Yes, car insurance is reduced to 25 years with Geico, as 25-year-olds are no longer considered high-risk like younger drivers. Turning 25 saves drivers an average of 8.53% on a Geico policy, based on quotes from zip codes across the country. Comparing car insurance quotes from various companies is one of the most important strategies for finding the best deal. Geico insurance is a good option for new drivers, as it offers competitive rates, multiple discounts and resources that develop and reward good driving habits.
Geico rates are reported to be 12 to 34% cheaper than average, depending on the state, and Geico is among the most affordable car insurance companies for young drivers. As a result, car insurance premiums generally decrease every year from your 16th to your 25th birthday. However, car insurance usually has a six-month policy price, so don't expect an instant reduction on the morning of your birthday. Geico has a variety of discounts related to vehicles, including a 15% discount for cars up to three years old.
In Massachusetts, Geico offers the cheapest full-coverage auto insurance rates on average for young drivers ages 16, 17, 18, or 21. To further reduce your premium, ask your insurance agent about discounts on car insurance for good students or for taking a driver education course. Car insurance is reduced to age 25 because drivers of that age are considered to be more mature and more experienced than younger drivers. If you decide to add a new driver to your current Geico policy, you may be able to save up to 25% by insuring multiple vehicles or combining them with other types of policies, such as homeowners or renters insurance. It's important to choose the right auto insurance policy in Massachusetts, especially since the average Quadrant Information Services rates show that it is among the 10 most expensive states when it comes to car insurance.
However, only veterans, members of the armed forces, and their immediate family members are eligible for USAA car insurance. While you can't negotiate insurance rates, you can strategically negotiate the insurance shopping experience to get the lowest possible price for the coverage you need. But even if you don't qualify for an immediately lower rate, there are steps you can take to pay less for car insurance in the future. In the table below, it's worth noting that the average full-coverage car insurance rates in Massachusetts generally decrease as drivers age.