For drivers with repeat offenses on their record, some auto insurance companies may even deny coverage. In these situations, there are companies that specialize in high-risk auto insurance in Massachusetts. All insurance products are governed by the terms of the applicable insurance policy, and all related decisions (such as coverage approval, premiums, fees and charges) and policy obligations are the sole responsibility of the insurance insurer. However, years of driving experience can affect car insurance rates in Massachusetts, which is why the rates in the table below vary by age.
The average rates of several car insurance companies are also provided, plus tips on possible ways to save on your car insurance rates in Massachusetts. The following vehicles would fit a variety of lifestyles and budgets, and will serve as a tool to show how much car insurance can vary depending on the make and model of the vehicle. Knowing how your car insurance rates in Massachusetts compare to the average can help you find competitive rates in the State of the Bay. However, you can find a cheaper car insurance company if you're looking for quotes, since prices are based on several factors, including your personal driving history and the type of car you drive.
Working with a licensed insurance agent can help you identify how much car insurance you need in Massachusetts. While car insurance in Massachusetts is more affordable on average compared to many other states, there are still a few ways you can save a little money. It helps manage the creation of insurance content that meets the highest quality standards in terms of accuracy and clarity to help Bankrate readers search for complex information on home, auto and life insurance. The best auto insurance companies in Massachusetts are Geico, Amica and Progressive, according to Bankrate's study of dozens of companies in the state.
For example, drivers who own a Honda Odyssey or a Ford F-150 may pay less for car insurance in Massachusetts than owners of a BMW 330i or a Toyota Prius. For example, the average cost of car insurance in the cities of Haverhill and Lowell is 8 to 10 percent more expensive than the average cost of car insurance in Massachusetts overall. Although most states in the country consider credit scores in car insurance rates, Massachusetts isn't one of them. This can be good news for drivers with average or low credit, although drivers with excellent credit won't get any benefit from their credit rating on car insurance rates in Massachusetts.
However, living in Newton could save drivers about 4 percent more than the average Massachusetts car insurance rates.