In most states, independent insurance agents offer Progressive products to consumers. There are a few states, most notably California and New York, where insurance brokers offer insurance products on behalf of customers. While there are important legal distinctions between agents and brokers, for ease of reading, this website may use agent to refer to both. While the relationship between brokers and Progressive differs from our relationship with independent agents, including the fact that brokers have no binding authority, they have many of the same or similar tools and services at their disposal.
In some states, brokers and agents may charge additional fees for placing or servicing a policy. For example, Progressive offers a discount when combining insurance policies, such as homeowners insurance, motorcycle insurance, boat insurance, recreational vehicle insurance, and more. Progressive offers a discount for good students if parents add an eligible teen driver to their policy to reduce the cost of insuring new drivers. Progressive roadside assistance pays for towing services if your car breaks down for any reason, whether it's on the road or in your driveway.
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